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	<title>Free Press Releases &#187; Personal  Finance</title>
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		<title>How to Keep From Losing Your Boat or RV</title>
		<link>http://www.freepressreleases.com/losing-boat-rv/3561/</link>
		<comments>http://www.freepressreleases.com/losing-boat-rv/3561/#comments</comments>
		<pubDate>Sun, 27 Jun 2010 02:32:26 +0000</pubDate>
		<dc:creator>StopReposNow</dc:creator>
				<category><![CDATA[Business]]></category>
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		<guid isPermaLink="false">http://www.freepressreleases.com/?p=3561</guid>
		<description><![CDATA[With the current economic climate, many people are stressing about keeping up with monthly payments on their&#8230;]]></description>
			<content:encoded><![CDATA[<p>With the current economic climate, many people are stressing about keeping up with monthly payments on their toys. Many have decided bankruptcy is the only way out. At any moment, the economy can fluctuate and cause all manner of problems for those individuals who are dependent on a steady income in order to pay the bill for a Boat, RV or Motorcycle. This may require more than just hiding the toy from the Repo Man.</p>
<p><a href="http://www.StopReposNow.com">WWW.StopReposNow.com</a> has developed a proven system to help those in this situation. This system will guide you through the process of  dealing with your bank or finance company to help keep your toys. Many consumers feel that they should not try and contact their bank or finance company. While this may be a little scary it is a MUST. Financial institutions such as banks and finance companies are not in the business of repossessing vehicles only to resell them to someone else. They would much rather work with the original owner and try to keep the existing loan going as long as possible, even if it means compromising or renegotiating for a lower price and better terms. While it is unlikely to think that you can reduce the overall balance of  the loan, you can certainly hope to emerge from negotiations with more friendly terms and a reduced interest rate in many cases. <a href="http://www.StopReposNow.com">WWW.StopReposNow.com</a> will give you all the tools you need to come to the negotiating table along with what options may be available to you before you make that call. </p>
<p>Basically, the procedure is rather simple. With the utilization of the <a href="http://www.youtube.com/watch?v=b2YMjBTUe68&amp;feature=player_embedded">Stop Repos Now</a> system , you will have the information you need to contact your bank or finance company and keep your toys. You do not need to pay  Bank Fees,  Attorney Fees, 3rd party negotiation Fees or go into bankruptcy. You can deal directly with your bank. In almost all situations, you will have a better outcome and have paid less in Fees by taking control yourself. In many cases, the bank is more than happy to come to terms that are friendly enough to keep individuals in a vehicle that they might otherwise have to get rid of. Keep in mind, the bank wants you to keep the boat, RV or motorcycle that you have purchased with their help so that they do not have to enter it back into inventory and go through the entire resell process all over again. By making the effort to obtain a boat loan modification or recreational vehicle loan modification, you&#8217;re actually doing the bank a tremendous favor and ensuring that you do not backslide and wind up having your vehicle repossessed.</p>
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		<title>Play DRM M4V movies on more than Apple compatible devices</title>
		<link>http://www.freepressreleases.com/play-drm-m4v-movies-apple-compatible-devices-2/2269/</link>
		<comments>http://www.freepressreleases.com/play-drm-m4v-movies-apple-compatible-devices-2/2269/#comments</comments>
		<pubDate>Fri, 14 May 2010 11:52:39 +0000</pubDate>
		<dc:creator>sunnyday</dc:creator>
				<category><![CDATA[Automotive]]></category>
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		<category><![CDATA[iPhone]]></category>

		<guid isPermaLink="false">http://www.freepressreleases.com/?p=2269</guid>
		<description><![CDATA[Cortaro, United States of America, May 14, 2010 – M4V videos of iTunes Store are DRM protected. DRM means M4V files&#8230;]]></description>
			<content:encoded><![CDATA[<p>Cortaro, United States of America, May 14, 2010 – M4V videos of iTunes Store are DRM protected. DRM means M4V files you purchased on Apple shop only can be played on iTunes, iPod or iPhone. And there are limitation of playing on 5 devices. Apple products enthusiasts may have trouble in playing DRM protected M4V movies freely. To remove DRM from M4V legally, there is a tool named M4V Converter Plus.</p>
<p><strong> </strong></p>
<p><strong>Programs that support m4v files</strong>:</p>
<p>Mac OS: Apple iTunes, QuickTime Player, iPod, RealNetworks RealPlayer, Miro</p>
<p>Windows: Apple iTunes, QuickTime Player, iPod, RealNetworks RealPlayer, Media Player, Classic, Miro</p>
<p>Linux: Miro</p>
<p>That’t to say, you can’t play M4V files on other iTunes uncompatible players. You have bought M4V videos, but you can&#8217;t play it on your PSP or Zune or share with your friends freely. However if you can convert M4V files to MOV format, everything will be OK.</p>
<p><br class="spacer_" /></p>
<p>M4V Converter Plus developed by <strong>M4V Converter Plus Inc. </strong>is designed to remove the DRM pretection for Mac users. It can also convert any video on your iTunes library. It converts DRM M4V files to be playable on iPod, iPhone, PSP, Zune or other protable devices without any limit.</p>
<p><br class="spacer_" /></p>
<p>M4V Converter Plus can help users convert DRM m4v video files bought from iTunes store to common unprotected video formats, such as M4V, MOV and MP4.</p>
<p><br class="spacer_" /></p>
<p><strong>Main functions of M4V Converter Plus </strong></p>
<ol>
<li>Convert any iTunes video to MOV, MP4, or unprotected M4V formats</li>
<li>Convert DRM M4V files </li>
<li>Convert copy-protected M4V videos and movies to unprotected MOV, MP4, M4V</li>
<li>Support converting movies rent from iTunes</li>
<li>Convert HD Movies with great quality </li>
<li>Extract audio files from video</li>
<li>Customized output video format </li>
<li>Support to set various video and audio output parameters </li>
<li>Support batch conversion</li>
<li>Support large video file, even large then 2GB</li>
</ol>
<p>For more info: http://www.m4vconverterplus.com</p>
<p><strong> </strong></p>
<p><strong>Pricing and System Requirement</strong></p>
<p>M4V Converter Plus 1.1.3 is now priced at $49.95, it can be updated freely by registered users. It works on Mac OS X 10.4 or later.</p>
<p><strong>About the latest version 1.1.3 of M4V Converter Plus</strong><strong> </strong></p>
<p>* Trial version converts 1 minute of each movie</p>
<p>* Fix a bug of movie selecting function.</p>
<p>* Update the online help</p>
<p><strong>About M4V Converter Plus Inc.</strong></p>
<p>M4V Converter Plus Inc. is a software development company with expertise and experience in iTunes video converter tools. It mainly products M4V converter software, this M4V Converter plus records m4v video you purchased or rent to QuickTime MOV, iPod, iPhone format in high speed and great quality.</p>
<p>-          &#8211; -<strong> end </strong>- &#8211; -</p>
<p><strong>Contact Information</strong></p>
<p><strong>Name: </strong>M4V Market Team</p>
<p><strong>Company:</strong> M4V Converter Plus Inc.</p>
<p><strong>Email:</strong> market [at symbol] m4vconverterplus[dot]com</p>
<p><strong>Website:</strong> http://www.m4vconverterplus.com</p>
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		<title>International Business–“Universal International Ventures”– (Will Fed End Buybacks)&#8230;</title>
		<link>http://www.freepressreleases.com/international-businessuniversal-international-ventures-fed-buybacks/949/</link>
		<comments>http://www.freepressreleases.com/international-businessuniversal-international-ventures-fed-buybacks/949/#comments</comments>
		<pubDate>Tue, 16 Mar 2010 21:13:11 +0000</pubDate>
		<dc:creator>NicholasMeeks</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Service]]></category>
		<category><![CDATA[Personal  Finance]]></category>
		<category><![CDATA[UIV]]></category>
		<category><![CDATA[universalinternational]]></category>
		<category><![CDATA[universalinternationalventures]]></category>

		<guid isPermaLink="false">http://www.freepressreleases.com/?p=949</guid>
		<description><![CDATA[“Universal International Ventures”: Will the Federal Reserve end treasury buybacks permanently?
“Universal&#8230;]]></description>
			<content:encoded><![CDATA[<p>“Universal International Ventures”: Will the Federal Reserve end treasury buybacks permanently?</p>
<p>“Universal International Ventures”, believes that the US Federal Reserve will leave the door open to the possibility of additional treasury buybacks and purchases of agency debt when it formally announces the end of its policy of quantitative easing at the forthcoming meeting of the Federal Open Market Committee (FOMC).</p>
<p>If the firm is correct, the action will closely resemble that of the Bank of England which recently announced the end of its own QE program with the proviso that it didn’t rule out further purchases of government bonds (gilts) if the economic conditions warranted it.</p>
<p>According to analysts at “Universal International Ventures”, there is concern among investors that the recovery in the real economy is at odds with that of the stock market and permanent withdrawal of stimulus could unwind the gains that equity markets around the world have made.</p>
<p>A source close to “Universal International Ventures” said that the central banks in developed economies are in a difficult position insofar as setting policy is concerned because tightening too soon could derail the recovery while continuing for too long could fuel inflationary pressures and put currencies under pressure.</p>
<p>The source added that “Universal International Ventures” believes that they will err on the side of caution.</p>
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		<title>“Hang Seng Financial” – (Investors Slowly Accepting Recovery Reality)…</title>
		<link>http://www.freepressreleases.com/hang-seng-financial-investors-slowly-accepting-recovery-reality/451/</link>
		<comments>http://www.freepressreleases.com/hang-seng-financial-investors-slowly-accepting-recovery-reality/451/#comments</comments>
		<pubDate>Thu, 11 Feb 2010 13:15:59 +0000</pubDate>
		<dc:creator>Henry Taylor</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Financial Service]]></category>
		<category><![CDATA[Personal  Finance]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Hang Seng]]></category>
		<category><![CDATA[Hang Seng Financial]]></category>
		<category><![CDATA[HangSengFinancial]]></category>

		<guid isPermaLink="false">http://www.freepressreleases.com/?p=451</guid>
		<description><![CDATA[Hang Seng Financial: The V-shaped recovery is – and always has been – an illusion.
Hang Seng Financial: HONG KONG &#038;&#8230;]]></description>
			<content:encoded><![CDATA[<p><strong>Hang Seng Financial: The V-shaped recovery is – and always has been – an illusion.</strong></p>
<p>Hang Seng Financial: HONG KONG &#8211; In a monthly market report to clients, “Hang Seng Financial” analysts have apparently suggested that investors are slowly but surely coming to terms with the fact that a sustainable and strong economic recovery is unlikely.</p>
<p><br class="spacer_" /></p>
<p>A stream of disappointing economic data, combined with overwhelming evidence that it is cost-cuts that are fueling company profits rather than increasing revenues, is changing sentiment among investors who heeded mainstream commentary suggesting developed economies could rebound quickly from their recessions.</p>
<p><br class="spacer_" /></p>
<p>Delinquencies among prime mortgage borrowers in the US have surpassed those of subprime borrowers for the first time ever and almost 10% of all mortgages in the US are now delinquent adding downward pressure on real estate values that have been in decline for over 3 years.</p>
<p><br class="spacer_" /></p>
<p>Hopes that China would lead the world out of the slowdown were recently dashed after the People’s Bank of China said it was tightening credit to discourage investment in asset bubbles.</p>
<p><br class="spacer_" /></p>
<p>The firm maintains its view that, with consumers in the West hamstrung by debt, it is unwise to count on their making any meaningful contribution to their respective GDP figures in the months going forward.</p>
<p><br class="spacer_" /></p>
<p>The general consensus among “Hang Seng Financial” analysts is that the recovery will be W-shaped and laborious.</p>
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		<title>Allianz Global &#8211; Gold investments &#8211; still a safe bet</title>
		<link>http://www.freepressreleases.com/allianz-global-gold-investments-safe-bet/402/</link>
		<comments>http://www.freepressreleases.com/allianz-global-gold-investments-safe-bet/402/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 16:43:22 +0000</pubDate>
		<dc:creator>globalnews</dc:creator>
				<category><![CDATA[Business]]></category>
		<category><![CDATA[Government]]></category>
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		<guid isPermaLink="false">http://www.freepressreleases.com/?p=402</guid>
		<description><![CDATA[“Allianz Global” believes that inflation is the most likely outcome of the “cure” meted out by central banks.
All&#8230;]]></description>
			<content:encoded><![CDATA[<p><strong>“<em>Allianz Global</em>” believes that inflation is the most likely outcome of the “cure” meted out by central banks.</strong></p>
<p>Allianz Global, the Italy-based asset management firm, remains convinced that the specter of inflation poses the greatest risk to investor wealth in the next few years.</p>
<p><br class="spacer_" /></p>
<p>Analysts at the firm reiterated their advice to acquire and hold the precious metal as a way of countering the inflation that it says is inevitable given the likelihood that governments around the world will continue to pursue inflationary policies in an effort to reduce the real value of their debts.</p>
<p><br class="spacer_" /></p>
<p>A source close to <em>“Allianz Global”</em> said that the unprecedented levels of bond issuance by developed nations is placing extremely high pressures on their ability to service their debt payments in the years going forward as tax revenues fall. The firm believes that there are two choices: the first is for nations to default on their debt whilst the second is for them to inflate their way out of trouble by paying their debts off with a devalued currency.</p>
<p><br class="spacer_" /></p>
<p>This will seriously affect the purchasing power of investors’ and savers’ money.</p>
<p><br class="spacer_" /></p>
<p><em>“Allianz Global”</em> have long been bullish on gold citing its credentials as a hedge against government profligacy rather than inflation per se. The firm points to the price of gold in pounds sterling which has increased from just £375 per ounce in the 3<sup>rd</sup> quarter of 2007 to over £700 in the 3<sup>rd</sup> quarter of 2009 as a real world example.</p>
<p><br class="spacer_" /></p>
<p><em>“Allianz Global” </em>routinely<em> </em>advises clients to purchase gold through ETFs (Exchange Traded Funds) to avoid having to take actual delivery and organize storage of their gold.<em> </em></p>
<p><strong><br />
 </strong></p>
<p><br class="spacer_" /></p>
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		<title>Attorney Based Debt Settlement Company Legally in 48 States for Unsecured Debt</title>
		<link>http://www.freepressreleases.com/attorney-based-debt-settlement-company-legally-48-states-unsecured-debt/367/</link>
		<comments>http://www.freepressreleases.com/attorney-based-debt-settlement-company-legally-48-states-unsecured-debt/367/#comments</comments>
		<pubDate>Mon, 08 Feb 2010 12:51:04 +0000</pubDate>
		<dc:creator>theattorn</dc:creator>
				<category><![CDATA[Law & Legal]]></category>
		<category><![CDATA[Personal  Finance]]></category>
		<category><![CDATA[Attorney Debt Settlement]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[Legal Debt Help]]></category>

		<guid isPermaLink="false">http://www.freepressreleases.com/?p=367</guid>
		<description><![CDATA[Beverly, MA ( Freepressreleases ) February 8, 2010 &#8211; The Attorney Network takes charge of  legally handlin&#8230;]]></description>
			<content:encoded><![CDATA[<div>
<p>Beverly, MA ( Freepressreleases ) February 8, 2010 &#8211; The Attorney Network takes charge of  legally handling unsecured debt which is at an all time high in these tough  economic times. People who are cutting monthly budgets, facing financial  hardships and wish to take control of their obligations do have a solution to  help them overcome and re-establish themselves in this New Year.</p>
<p><a href="http://www.theattorneynetwork.org/">The Attorney Network</a> works  diligently on your behalf to reduce your current unsecured debt by providing  their legal process to negotiate an agreed settlement on a reduced balance. This  is an effective approach to pay off your current debt as well as avoiding the  negative effects of personal bankruptcy.</p>
<p>“We will review with you your financial obligations and if the debt relief  program is for you then we will guide you through the process. We are not  affiliated with your creditors which means we work directly and 100% for you”,  states Marc Weiner, “The overall goal is to provide our clients with an  affordable program to get back on their feet financially.”</p>
<p>Eligible Debts</p>
<p>Major Credit Cards, Department Store Credit Cards, Furniture Store Cards,  Gasoline Cards, Finance Companies, Bank Loans (No longer your current bank),  Repossession Deficiency Balances, Medical Debt (require disclaimer), Litigation  Accounts, Installment Loans and Unsecured Personal Loans.</p>
<p>With a free financial analysis, <a href="http://www.theattorneynetwork.org/">The Attorney Network</a> provides a  practical monthly payment program which can be agreed upon based on your current  financial situation and personal goals. With a budget analysis, we can determine  how many months you will be part of the program to affordably eliminate and <a href="http://www.clearupyourdebt.net/">clear up your debt</a> overall.</p>
<p>Contact:<br />
 Marc Weiner<br />
 TheAttorneyNetwork.org<br />
 100 Cummings  Center<br />
 Beverly, MA 01915<br />
 <span><span title="Call this phone number in United States of America with Skype: +18772889638"><span>(877)  288-9638</span></span></span></p>
<p>###</p>
</div>
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		<title>Kyle Kononowitz, a Wall Street Veteran, Joins CarryQuote, Inc. in Sales Management</title>
		<link>http://www.freepressreleases.com/kyle-kononowitz-wall-street-veteran-joins-carryquote-sales-management/143/</link>
		<comments>http://www.freepressreleases.com/kyle-kononowitz-wall-street-veteran-joins-carryquote-sales-management/143/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 13:15:06 +0000</pubDate>
		<dc:creator>admin_fprs</dc:creator>
				<category><![CDATA[Investments]]></category>
		<category><![CDATA[Personal  Finance]]></category>
		<category><![CDATA[Software]]></category>
		<category><![CDATA[iPhone]]></category>
		<category><![CDATA[global financial data]]></category>
		<category><![CDATA[Kyle Kononowitz]]></category>
		<category><![CDATA[Kyle T. Kononowitz]]></category>
		<category><![CDATA[real time quotes]]></category>
		<category><![CDATA[SaaS]]></category>

		<guid isPermaLink="false">http://www.freepressreleases.com/?p=143</guid>
		<description><![CDATA[Kyle T. Kononowitz was brought on board at CarryQuote, Inc (http://CarryQuote.com) in late December 2009 to ser&#8230;]]></description>
			<content:encoded><![CDATA[<p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; line-height: 1.2em; font-size: 14px; padding: 0px;">Kyle T. Kononowitz was brought on board at CarryQuote, Inc (<a style="color: #3c6c92; outline-style: none; outline-width: initial; outline-color: initial; text-decoration: none; border-bottom-width: 1px; border-bottom-style: solid; border-bottom-color: #dddddd; font-weight: bold; padding: 0px; margin: 0px;" href="http://carryquote.com/" target="_blank">http://CarryQuote.com</a>) in late December 2009 to serve as Director of Sales for the Americas.  CarryQuote is the first and only mobile financial information services company to provide cost-effective, real-time pricing data, actionable analytics, and personalized alerts through an easy-to-use interface, accessible on any smartphone, including Blackberry®, iPhone®, Symbian®, Android® and Windows Mobile®. CarryQuote’s real-time snapshot market views and personalized alerts ensure that fund managers, wealth managers and individual investors are always on top of market changes and have visibility into global market data from more than 80 global data sources covering a broad range of asset classes, including equities, bonds, foreign exchange, commodities, real estate and alternative investments. CarryQuote is headquartered in Zug, Switzerland, and has offices in New York, Hong Kong, and Shenzhen (China).</p>
<p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; line-height: 1.2em; font-size: 14px; padding: 0px;">Mr. Kononowitz has worked for over 12 years specializing in the technology sector of the investment banking and brokerage industries overseas, in South Florida, Southern California and NYC.  Prior to joining CarryQuote, he was the Managing Director of Institutional Funds Ltd; a global firm engaged in private equity projects and PIPEs in excess of $50MM. He was responsible for managing sales executives and consultants, as well as acting as chief negotiator for the firm. Before running Institutional Funds, Kyle was the Director of Licensing at Diligent Board Member Services, Inc, where he was the top sales producer. Diligent is a corporate governance and SEC compliance SaaS solutions provider for Directors and Trustees of Corporate Boards, as well as corporate executives of publicly traded companies. Kyle has previously also held the title of Senior Vice President at two Hedge Funds firms. He began his career at Morgan Stanley and during his career raised over $500 Million for a multitude of projects. Kyle is a graduate of Lehigh University with a degree in International Finance and Law. He also studied abroad at Charles University in Prague, Czech Republic.</p>
<p style="margin-top: 10px; margin-right: 0px; margin-bottom: 10px; margin-left: 0px; line-height: 1.2em; font-size: 14px; padding: 0px;">“I feel our mobile application is the future of global market data distributed via a real time platform to your mobile device.  Our software as a service is affordable to institutional portfolio managers as well as individual investors that need constant up-to-date information”  Kononowitz added.</p>
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